Steven L. Johnson, CFP®, CPFA®

Steven is a CERTIFIED FINANCIAL PLANNER™ professional with over two decades of experience helping business owners, professionals and families bring structure and clarity to complex financial lives.

His practice centers on flat-fee wealth management integrated with trust-based estate planning, ensuring that investments, tax strategy and estate decisions work together—not in isolation. Steven acts as a planning quarterback, coordinating with clients’ CPAs and attorneys to align strategy, ownership and execution across every stage of wealth.

Since 2005, Steven has specialized in proactive planning for retirement, business transitions, and future liquidity events—helping clients reduce tax drag, protect what they’ve build and plan intentionally for what comes next. His approach emphasizes foresight over reaction and structure over fragmentation.

Steven’s expertise in retirement plan design and fiduciary oversight is reflected in the Certified Plan Fiduciary Advisor (CPFA®) designation, earned through the National Association of Plan Advisors. This work supports business owners in building compliant, tax-efficient retirement plans aligned with both company and personal goals.

At the core of Steven’s philosophy is the belief that effective planning is ongoing, integrated and personal. By simplifying complexity and coordinating across disciplines, he helps clients make confident decisions—and ensures their wealth is positioned to support both their lives and their legacy.

Steven holds a Bachelor’s degree in Accounting from Assumption College and completed his CERTIFIED FINANCIAL PLANNER™ coursework at Bryant University. He works with a limited number of clients to deliver a high-touch, transparent planning experience